Trade Finance solutions for international supplier payments
The trade finance solution is designed to offer you optimal flexibility for financing your international goods and services, bridging the cash flow gap between purchasing your goods and their sale, with no hidden fees or initial costs.
Check my eligibility →Why use foreign currency trade finance?
Companies operating internationally often need to pay suppliers, deposits, or logistics costs before receiving payment from their own customers. These cash flow gaps can put pressure on working capital and limit business growth.
Foreign currency trade finance allows you to temporarily fund your international payments while preserving your cash flow. You can meet your obligations, negotiate more confidently with suppliers, and support your growth without unnecessarily tying up liquidity.
Finance your purchases from international suppliers without immediately tying up your cash flow, even for large amounts.
Pay your transport, customs, and international logistics costs without waiting for your sales to be collected.
Meet your suppliers’ requirements when they request a deposit before manufacturing, shipment, or release of goods.
Bridge the timing gaps between supplier payments and customer payment terms to preserve your cash flow.
Support the increase in your purchasing volumes without creating cash flow pressure or slowing down your international growth.
Anticipate temporary financing needs linked to peak seasons, exceptional orders, or a short-term increase in your purchasing activity.
Simple financing for your international payments
1
Receive your supplier invoice
Your supplier sends you an invoice in foreign currency.
2
Send it to Devyzz
Once your invoice is received, your supplier is paid in the requested currency.
3
Sale of your goods and services
You sell your goods or services and receive payments from your clients.
4
Repayment
Repay up to 150 days later in your local currency.
Why choose our trade finance solution?
Pay your supplier earlier
Pay faster and negotiate discounts for better purchasing terms.
No security or guarantee required
The trade finance solution requires no collateral, thereby preserving your existing credit lines with traditional banking partners.
Improve your Working Capital
Take advantage of longer payment terms to better manage your liquidity needs.
All-in-one solution
Pay your supplier in their local currency and repay in your domestic currency, avoiding currency fluctuation risks and reducing costs.
Trade finance line up to
€7MOver
150 daysPricing
CompetitiveManage all your international challenges in one place
1The financing facility designed for international businesses
Unlike many traditional financing solutions, our foreign currency trade finance adapts to your business and your actual needs. You benefit from great flexibility in how you use and repay your facility.
💡 Use only what you need
Once your financing facility is in place, you can use it freely according to your needs. You only incur costs on the amounts you actually draw down.
🔄 Repay early with no penalties
You can repay all or part of your advance as soon as your cash flow allows, with no early repayment fees.
⚖️ Match your payables and receivables
Align your repayment schedule with your cash collection cycles to reduce cash flow pressure and improve working capital management.
Financing and FX risk management: a combined approach
Financing an international supplier payment does not always solve the entire issue. If your invoice is denominated in a foreign currency, you remain exposed to foreign exchange fluctuations until final settlement.
With Devyzz, you can combine foreign currency trade finance with an FX hedging solution. This allows you to fund your transaction while locking in your exchange rate in advance.
Result: better control of your cash flow, greater visibility over your costs, and stronger protection of your margins.
Financing, payments and FX hedging: a practical example
A French SME imports equipment from China. Its supplier requires payment within 48 hours to start production, while its customers pay their invoices 60 or 90 days after delivery.
To fulfil this order without tying up its cash flow, the company turns to Devyzz. We pay the supplier directly in US dollars, put in place an FX hedge to secure the cost of the transaction, and provide a financing solution tailored to its operating cycle.
The company can therefore confirm its order, protect its margins from currency fluctuations, and preserve its cash flow until it receives payment from its customers. All of this is managed through a single point of contact, with competitive FX and financing conditions.
Frequently asked questions about the financing solution
The cost of foreign currency trade finance is based on a pre-agreed interest rate tailored to your company’s profile and financing needs.
You only pay interest on the amounts actually drawn and for the exact duration of use, calculated on a daily pro-rata basis. This ensures a simple, transparent pricing structure directly aligned with your use of the financing facility.
Early repayments are possible at any time with no penalties, allowing you to optimise and better control your financing costs.
Your company may be eligible for the trade finance solution if it meets certain criteria. It should generate an annual turnover of over 1 million euros, have tangible assets worth at least 100,000 euros, and demonstrate a healthy business history for at least two years.
Security is not taken over your goods or collateral is not required from you or your company. However, in rare cases, we may request a personal or inter-company guarantee to grant the financing.
We will need the following documents: your last two balance sheets, the monthly (or quarterly) management accounts for the past 12 months, and a list of overdue receivables and payables. Ongoing financial monitoring will also be required to continue using the credit line.
Your financing facility works like a flexible, revolving credit line. If you are granted a €200,000 limit and use €100,000, your available facility is adjusted accordingly.
As you make repayments, your financing capacity is automatically replenished. For example, if you repay €50,000, your available facility increases back to €150,000.
This structure allows you to reuse your facility dynamically based on your cash flow needs, without having to request a new setup each time you draw down funds.
Once you have submitted all the necessary documents, the process can take up to two weeks. However, we always strive to expedite the procedure.