Specialist FinTech for international payments

The cost of an international payment with Devyzz depends on the transaction volume and each company’s profile: a client processing €1m in annual payments will not have the same conditions as one processing €100m. In practice, our clients typically see an overall cost that is 2 to 5 times lower than with a traditional bank.

Unlike banks and neobanks, there is no stacking of fees (subscriptions, transfer fees, SWIFT charges, separate commissions, etc.). Our model is deliberately simple: we are primarily remunerated through a margin on the exchange rate, but with significantly more competitive conditions than banks. Most importantly, the exchange rate and the final amount of each transaction are known before execution, ensuring full transparency.

A specialist solution like Devyzz helps optimise transactions that are often poorly addressed by generalist providers.

Designed specifically for international payments, these solutions typically offer more competitive exchange rates, a clearer fee structure, and payment infrastructures better suited to cross-border flows. They also provide a better understanding of specific requirements, such as less commonly traded currencies or the constraints of particular industries.

Finally, they provide more expert support on foreign exchange matters, particularly in relation to FX risk management.

The objective is simple: to reduce costs, improve transparency and gain better control over international operations.

Your bank is a generalist provider: international payments and foreign exchange operations represent only a small part of its overall business.

Devyzz, by contrast, is a specialist in these areas. We support SMEs, mid-sized businesses and private investors across all their international payment and foreign exchange needs.

In practical terms, this means:

• competitive exchange rates and transparent pricing
• a dedicated account manager and access to market expertise
• multi-currency accounts in 30+ currencies and 20+ countries
• payments in 140+ currencies
• foreign exchange risk management solutions
• Trade finance solution of up to €7m

Devyzz is not intended to replace your bank, but to complement it for your international flows.

Our goal: to reduce your costs, simplify your operations and provide dedicated expertise for your international payments.

Neobanks are generally designed for individuals and low transaction volumes. Devyzz was built for businesses and investors who manage significant and regular foreign currency flows, sometimes with complex requirements.

This difference is reflected at several levels:

• negotiated pricing conditions for professional transaction volumes
• human, dedicated and expert support (rather than automated customer service)
• solutions that neobanks generally do not offer: foreign exchange risk management tools, access to a trading desk, native management of over 140 currencies, and foreign currency financing, among others.

Paying an overseas supplier with Devyzz is extremely straightforward.

Once your account is activated, you can initiate payments directly from the online platform or with the help of your dedicated account manager. You simply enter the amount, currency and beneficiary details.

Before confirming, you clearly see the applied exchange rate as well as the exact counterpart amount of the transaction. Once approved, the payment is executed through our international payment networks in more than 140 currencies.

This gives you a smooth process, greater visibility over your costs, and access to expert support at every stage when needed.