International payments for overseas businesses
Optimise your international payments, reduce your FX costs, and improve your operational efficiency with a solution designed for businesses operating overseas.
Businesses operating in overseas territories often rely more heavily on international trade for their supply chains. In this context, international payment fees, FX margins, and processing times can represent significant costs, adding to the logistical challenges already faced by overseas territories.
As a specialist in international payments and foreign exchange markets, Devyzz supports overseas businesses with a more responsive and specialised solution than traditional banking offerings. Through fast payments, competitive FX rates, and expert support, overseas businesses can reduce costs, accelerate their operations, and simplify the management of their foreign currency flows.
The challenges faced by overseas businesses managing international operations
Overseas businesses often face longer supply lead times and greater reliance on international suppliers, making fast and reliable payments essential. However, international transactions can sometimes take longer to process than those carried out from mainland France.
Overseas businesses often face longer supply lead times and greater reliance on international suppliers, making fast and reliable payments essential. However, international transactions can sometimes take longer to process than those carried out from mainland France.
Overseas businesses importing goods, equipment, or services often need to pay suppliers in multiple currencies. Exchange rate movements can have a direct impact on purchasing costs and margins, making effective FX risk management essential to better manage their exposure.
Decision-making centres for major banking institutions are often located far from overseas territories. This can make certain processes more time-consuming and limit businesses’ ability to receive timely responses tailored to their specific needs.
Geographical distance can make access to specialist expertise more challenging. Overseas businesses often have fewer local providers with the expertise to support them on complex topics, such as optimising currency conversions and managing FX risk.
Which overseas businesses can use Devyzz?
Businesses in Réunion, which are highly connected to international trade, regularly work with suppliers and partners located in Asia and the Indian Ocean region (particularly Madagascar). Devyzz helps them optimise their international payments, reduce FX costs, and simplify the management of their foreign currency operations.
Discover our complete guide to international payments for businesses in Réunion →
Businesses in Martinique are closely connected to international trade and regularly work with suppliers and partners across Asia, North America, Central America, and the Caribbean region. Devyzz helps them optimise international payments, reduce FX costs, and simplify the management of their foreign currency operations.
Businesses in Guadeloupe are closely connected to international trade and regularly work with suppliers and partners across Asia, North America, Central America, and the Caribbean region. Devyzz helps them optimise international payments, reduce FX costs, and simplify the management of their foreign currency operations.
Businesses in French Guiana are closely connected to international trade and regularly work with suppliers and partners across Asia and South America, particularly Brazil and Suriname. Devyzz helps them optimise international payments, reduce FX costs, and simplify the management of their foreign currency operations.
Businesses in Mayotte are closely connected to international trade and regularly work with suppliers and partners across Asia and East Africa, particularly in the Indian Ocean region. Devyzz helps them optimise international payments, reduce FX costs, and simplify the management of their foreign currency operations.
Businesses based in Saint-Martin and Saint-Barthélemy, particularly in the tourism, retail, and services sectors, regularly carry out transactions with international partners. Devyzz helps them optimise international payments, reduce FX costs, and simplify the management of their foreign currency operations.
" Being based in an overseas territory should not limit access to international expertise. Our ambition is to make the solutions and expert support traditionally available only to large international companies accessible to overseas businesses, enabling them to better manage costs and accelerate their operations. "
Fast, simple, and competitive international payments
Pay your suppliers worldwide with competitive FX rates, transparent pricing, and fast payment execution across more than 140 currencies. Depending on your needs, you can manage your operations directly online or benefit from the support of a dedicated expert.
Overseas businesses gain access to a solution built to the standards of large international companies, helping them reduce payment costs, access dedicated expertise, and better manage their foreign currency operations.
Protect your margins from currency fluctuations
Overseas businesses often rely on international suppliers, making them more exposed to exchange rate movements. Adverse currency movements can increase purchasing costs and impact margins.
With Devyzz, you can implement FX hedging solutions tailored to your business needs. Gain greater visibility over your foreign currency costs and secure your international operations against market volatility.
Access to FX and international payment experts through our dealing desk
International operations often require specialist expertise. Whether optimising a currency conversion, protecting margins against market movements, or managing payments across multiple currencies, having access to a specialist helps businesses respond faster and make better-informed decisions.
At Devyzz, overseas businesses benefit from a dedicated expert in foreign exchange and international payments who provides ongoing support in optimising operations, managing FX risk, and implementing solutions tailored to their specific needs.
Finance your international operations in foreign currencies
Overseas businesses can experience significant cash flow gaps between paying international suppliers and receiving customer payments. Longer supply, transport, and settlement timelines can further increase these gaps and place additional pressure on working capital.
Through Devyzz, eligible businesses can access foreign currency financing solutions of up to €7 million for terms of up to 150 days, with no collateral required.
Why overseas businesses rely on international payments specialists
🏦 Traditional banks
❌ Less competitive conditions than those available in mainland France, with longer processing times
❌ High FX margins (on exchange rates)
❌ Additional fees that accumulate with every transaction: transfer fees, separately charged SWIFT fees, currency account maintenance fees, and more.
❌ Lack of transparency on actual costs
❌ Limited access to trading desks
❌ One-size-fits-all approach, rarely optimised for international payments
📱 Neobanks
❌ Automated support with no dedicated account manager
❌ Limited access to FX expertise and hedging strategies
❌ Limited ability to support specific international requirements, such as exotic currencies, international supplier payments, multi-currency collections, and FX risk management...
❌ Subscription fees required to access essential features
💚 Devyzz
✅ Access to financial infrastructure designed to meet the standards of leading international companies
✅ Competitive, transparent exchange rates
✅ No subscriptions, no hidden or stacked fees
✅ A dedicated expert and responsive support from a specialist team
✅ Free named accounts in 30+ currencies and 20+ countries
✅ International payments in 140+ currencies
✅ FX risk management tools
Discover in just a few minutes how much you could save each year on your international payments
FAQ — International payments for overseas businesses
Yes. Overseas businesses often carry out a higher volume of international transactions than businesses based in mainland France, which can result in significant costs related to FX margins, payment fees, and banking charges. Devyzz provides competitive FX rates and transparent pricing to help reduce the overall cost of international operations.
Local banks provide valuable proximity and support, but businesses with regular international flows may require more specialised expertise.
In addition, several studies have highlighted that overseas businesses can face higher banking costs and sometimes longer processing times for their international transactions compared with businesses based in mainland France.
Devyzz provides access to international payments and foreign exchange specialists, competitive pricing, and a financial infrastructure designed to execute payments quickly across more than 140 currencies worldwide.
Yes. Devyzz enables businesses to make international payments in more than 140 currencies to the vast majority of countries worldwide. Overseas businesses can pay their international suppliers quickly while benefiting from competitive FX rates.
Businesses exposed to multiple currencies can implement hedging solutions tailored to their needs in order to secure purchasing costs or future revenues. Devyzz specialists support businesses in analysing their currency exposure and implementing an appropriate FX risk management strategy.
Yes. Devyzz provides free named accounts in nearly 20 countries and more than 30 currencies. Businesses can receive funds directly in the local currency and choose the most appropriate time to convert their funds.
Yes. Teams can manage their payments, currency conversions, and foreign currency accounts directly through the online platform, with customisable access levels based on their internal organisation. A dedicated expert remains available to support operations requiring specialist expertise.
Yes. Eligible businesses can access foreign currency financing solutions of up to €7 million, for terms of up to 150 days, to finance their international purchases and better manage their cash flow.